(PUB) Investing 2015

Morningstar FundInvestor

May 2015

23

Morningstar Analyst Rating 01-28-15 ´ Data through April 30, 2015 Fidelity Overseas

Ticker

Status Yield Total Assets

Mstar Category Foreign Large Blend

FOSFX Open

1.6% $3,835 mil

Investment Style Equity Stock %

Historical Profile Return Risk Rating High Above Avg Above Avg

85% 95% 96% 99% 97% 99% 98% 95% 97%

Manager Change Partial Manager Change

10.0 12.5 15.0 18.0 20.5

Morningstar Pillars Process Performance

Growth of $10,000

Positive Positive Neutral Positive Positive

Investment Values of Fund Investment Values of MSCI WexUS

People Parent Price

NAV Total Return % +/-MSCI WexUS +/-MSCI WexUS Income Return % Capital Return % Capital Gains $ Expense Ratio % Income Ratio % Turnover Rate % Net Assets $mil Total Rtn % Rank Cat Income $ Performance Quartile (within Category) History

2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 04-15

Morningstar Analyst Rating Morningstar evaluates mutual funds based on five key pillars, which its analysts believe lead to funds that are more likely to outperform over the long term on a risk-adjusted basis. Analyst Rating Spectrum Œ „ ´ˇ ¨

35.38 13.54 -7.37 -7.37

41.61 19.29 2.67 2.67

44.80 20.49 -6.16 -6.16

48.39

25.08

30.93 25.19

32.48

26.48

32.32 25.04 8.21 8.21

40.26 26.79 11.50 11.50

38.14 -3.64 0.23 0.23 1.67 -5.31

42.47 11.35 2.63 2.63

-47.32 21.82

-15.96 6.59

5.17 5.17 1.27

-16.26 -1.79 -16.26 -1.79

-4.56 -4.56 1.56

-2.25 -2.25 2.55

0.60

1.16

1.32

0.76

1.85

2.92

1.58

0.00

12.94

18.13

19.17

-48.08 20.55

23.34

-18.51 5.03

22.12

25.21

11.35

89

12

91

6

82

81

83

79

5

6

27

4

Pillar Spectrum Positive

0.19 0.11 1.01 0.55

0.41 0.16 0.86 1.11

0.55 4.64 0.90 1.43 132

0.57 5.75 0.91 1.43

0.37 0.00 1.10 1.33 113

0.47 0.01 0.98 2.01 115

0.48 0.00 0.85 1.41 111

0.83 0.02 0.67 1.44

0.77 0.00 0.67 2.52

0.51 0.18 1.06 1.54

0.67 0.00 1.04 1.93

0.00 0.00

§ Negative

¶ Neutral

. . .

Performance 04-30-15 1st Qtr 2nd Qtr

3rd Qtr

4th Qtr

Total

87

87

77

90

42

41

.

2011 2012 2013 2014 2015

2.83 1.89 -24.27 5.92 -15.96 15.52 -6.15 8.12 6.67 25.04 5.63 0.23 10.55 8.32 26.79 0.72 3.23 -6.64 -0.73 -3.64 7.16 . . . .

4,687

5,371

7,714

9,106

5,445

6,721

4,932

1,644

1,687

1,945

2,703

3,122

Portfolio Analysis 03-31-15 Share change since 02-15 Total Stocks:158 Sector

Rating and Risk Time Load-Adj

Country

% Assets

Morningstar

Morningstar Risk vs Cat

Morningstar Risk-Adj Rating

Period Return % Rtn vs Cat

Nestle SA

Cnsmr Def

Switzerland

2.23 2.15 1.67 1.63 1.39 1.36 1.22 1.16 1.14 1.11 1.10 1.06 1.05 1.05 1.04 1.04 1.03 1.03 1.01 1.00

1 Yr 3 Yr 5 Yr

5.68 14.12 9.16 6.35 10.32

Trailing

Total +/- MSCI

+/- MSCI

%Rank Growth of

Roche Holding AG Dividen

Hlth care Switzerland Hlth care Germany Hlth care France

Return% WexUS WexUS

Cat

$10,000

High High +Avg

Avg High +Avg

Bayer AG

3 Mo 6 Mo 1 Yr

9.68 0.80 10.71 5.15 5.68 3.05 14.12 5.38 9.16 3.12 6.35 0.09 3.19 -1.02

0.80 5.15 3.05 5.38 3.12 0.09 -1.02

12 10,968 3 11,071 13 10,568 4 14,862 8 15,499 30 18,509 54 16,016

Sanofi

10 Yr Incept

Anheuser-Busch Inbev SA

Cnsmr Def

Belgium

Prudential PLC

Finan Svs U.K. Finan Svs U.K.

3 Yr Avg 5 Yr Avg 10 Yr Avg 15 Yr Avg

Lloyds Banking Group PLC

Other Measures

Standard Index Best Fit Index MSCI WexUS MSCI EAFE Growth

UBS Group AG BT Group PLC Diageo PLC

Finan Svs Switzerland Comm Svs U.K.

Alpha

5.6

3.3

Cnsmr Def

U.K.

Beta

0.91

0.98

KBC Group SA/NV Astellas Pharma Inc

Finan Svs Belgium Hlth care Japan

R-Squared

92

97

Tax Analysis Tax-Adj Rtn% %Rank Cat Tax-Cost Rat %Rank Cat 3 Yr (estimated) 5 Yr (estimated) 10 Yr (estimated) 13.23 4 0.78 46 8.31 6 0.78 60 5.28 27 1.01 52 Potential Capital Gain Exposure: -19% of assets

Total SA

Energy

France

Standard Deviation

12.07 14.12 1.16

Reckitt Benckiser Group British American Tobacco

Cnsmr Def Cnsmr Def

U.K. U.K.

Mean

Sharpe Ratio

WPP PLC

Cnsmr Cyc U.K. Finan Svs Australia Hlth care Germany

Australia and New Zealan Fresenius SE & Co KGaA

Morningstar’s Take by Katie Rushkewicz Reichart, CFA 01-28-15 Fidelity Overseas has earned a Morningstar Analyst Rating of Bronze. Manager Vince Montemaggiore has only been in place for three years and does not have prior experience running international equity funds. Usually that is reason for caution, but in this case the fund’s consistent and well-executed process helps provide confidence in a relatively novice manager. The fund’s strong risk-adjusted returns during Montemaggiore’s tenure, including outperformance in up and down markets, add to its case. Montemaggiore is an outlier at growth-driven

Volkswagen AG Nordea Bank AB

Germany

.

ideas has led to more small- and mid-cap exposure than the average peer and benchmark. The fund’s present size ($3.3 billion) affords it plenty of flexibility to keep investing there without capacity concerns, particularly given the manager’s relatively low-turnover and diversified approach. Outsized sector bets are limited, but Montemaggiore’s dislike for capital-intensive businesses has led to below-average stakes in the energy, materials, and utilities sectors. Thus far, this approach has helped control volatility without hampering results: Attribution indicates stock-picking has been spot on across nearly all sectors, leading to strong risk-adjusted results. Since Montemaggiore’s early 2012 start through December 2014, the fund’s 12.7% annualized gain has trumped the MSCI EAFE Index’s 9.4% and the foreign large-blend Morningstar Category’s 8.3%. The fund’s tendency to limit emerging-markets exposure means an extended rally could put it behind peers. However, over a full market cycle this fund’s solid process should win out.

Finan Svs Sweden

Current Investment Style

Sector Weightings

% of Stocks

Rel MSCI

3 Year Low

WexUS High

Market Cap % Giant 35.7 Large 29.3 Mid 27.6 Small 6.5 Micro 1.0 Avg $mil: 14,754

Value Blnd Growth

Cyclical 40.84 BasicMat 5.92 CnsmrCyc14.00 FinanSvs 19.72 Real Est 1.20 Sensitive 31.15 CommSrvs 5.00 Energy 2.51 Industrl 13.89 Technlgy 9.75 Defensive28.01 CnsmrDef11.96 Hlthcare 16.05 Utilities 0.00

.

h r t y u j i o p a k s d f

Large Mid Small

. 10 6 . 17 13 . 20 16

1 0

. . . .

5 3 4 2

Fidelity, but he’s adapted well. He’s learned to work effectively with Fidelity’s analysts to assess a firm’s competitive advantages or industry dynamics even while using his own valuation framework to make buy and sell decisions. The fund has consistently had higher returns on equity, assets, and invested capital than the MSCI EAFE Index, indicating a quality bent. That’s helped it hold up versus peers and benchmark in rocky patches such as 2014. The manager’s inclination to search far and wide for

Growth Measures Long-Term Erngs Book Value Sales Cash Flow Historical Erngs Price/Cash Flow Dividend Yield % Value Measures Price/Earnings Price/Book Price/Sales

Rel Category

14.95 6.95 3.65 -6.70 -12.92 17.56 2.46 1.58 9.72 3.38

1.35 2.46 0.37 NMF NMF 1.33 1.56 1.61 1.80 1.21

. 17 11 . 10 6

.

. 18 12 . 16 11 . . .

% Rel Category

Regional Exposure UK/W. Europe 68 Japan 19 Asia X Japan 5

% Stock

N. America 6 Latn America 0 Other 2

Address:

Fidelity Investment Trust Boston, MA 02109 800-544-8544 www.fidelity.com

Minimum Purchase: Min Auto Inv Plan:

$2500

Add: $0 IRA: $2500

$0

Add: .

Sales Fees:

No-load, 1.00%R

Composition - Net

Web Address: Inception: Advisor: Subadvisor: NTF Plans:

Management Fee:

0.42%

Country Exposure

% Stock

Cash Stocks

1.1

Bonds Other

0.0 1.9

12-04-84

Actual Fees:

Mgt:0.78% Dist: .

U.K.

31

France

7 6

Fidelity Management & Research Company

Expense Projections: Income Distribution:

3Yr:$325 Annually

5Yr:$563 10Yr:$1248

96.9

FMR Co., Inc. (FMRC)

Japan 19 Switzerland 8

Germany

Foreign

94.9

(% of Stock)

Fidelity Retail-NTF, CommonWealth NTF

Mutual Funds ß ®

© 2015Morningstar, Inc.All rights reserved. The information herein isnot representedorwarranted to be accurate, correct, completeor timely. Pastperformance isnoguarantee of future results.Access updated reports at Toorder reprints, call312-696-6100. mfb.morningstar.com.

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