(PUB) Investing 2015

38

Historical Performance

Historical Risk

Morningstar Rating vs.Category 5  Best

Total Return % 08-31-15

Total Return % Category Rank

12- Mo Yld %

Stand- ard Devia- tion (R²)

Risk Relative to Category

Morningstar Analyst Rating

1  Best, 100  Worst

A N N U A L I Z E D

Morningstar 500 International Equity

YTD 1 Yr

3 Yr

5 Yr

10 Yr YTD 1 Yr 3 Yr 5 Yr 10 Yr

Foreign Stock

— 1.1 -6.7 9.0 7.8 4.7 — — — — — — 11.16 (83) —

QQQQ

American Beacon Intl Equity Inv AAIPX American Funds Europacific Growth A AEPGX American Funds Intl Gr and Inc A IGAAX

— FV

0.6 -7.4 8.6 7.5 4.0 32 33 24 17 17 2.5 11.52 (92) -0.1 -4.7 8.6 7.0 5.8 45 40 35 50 19 1.4 10.21 (91) -5.1 -12.4 6.1 6.6 — 91 89 72 45 — 2.8 10.8 (94) -5.7 -7.9 8.5 10.0 5.8 98 76 37 10 16 0.8 11.43 (80) 3.9 -4.2 11.0 10.0 8.1 60 58 49 59 14 0.0 13.4 (64)

Avg Low -Avg +Avg High Low -Avg -Avg -Avg Avg Avg Avg -Avg +Avg High

Œ Œ „ Œ Œ Œ ´ „ „ ˇ ´ ´ „ ´ Œ „ „ Œ ˇ ´ ´ ´ ´ „ ´ ˇ ˇ ´ ´ „ ´ Œ Œ „ ˇ „ ´ Œ „ Œ

QQ

FG FB FG FR FB FB FR FR

QQQ QQQ QQQ

Artisan International Investor ARTIX

Artisan International Small Cap Investor ARTJX

QQQQQ

8.6

Artisan International Value Investor ARTKX Causeway International Value Inv CIVVX Columbia Acorn International Select A LAFAX Columbia Acorn International Z ACINX DFA International Small Company I DFISX Dodge & Cox International Stock DODFX Fidelity Diversified International FDIVX Fidelity International Discovery FIGRX

-1.7 -5.7 12.0 12.1

69 32 3 1 1 1.5 9.71 (77)

QQQQ

-0.2 -7.3 8.7 8.6 4.5 45 49 23 9 29 2.3 10.84 (87)

QQ

-4.1 -18.6 1.7

5.9 6.1 95 97 96 97 62 0.8 10.52 (62)

QQQ

-2.5 -10.6 7.3 7.5 7.4 86 85 78 85 18 1.6 10.19 (89) 4.1 -6.4 11.3 9.2 5.9 43 63 53 60 31 2.3 11.42 (83) -6.2 -14.1 10.2 7.6 5.2 94 93 11 20 18 2.5 12.44 (91) 3.2 -1.3 10.7 9.1 4.7 14 14 9 20 55 1.1 10.96 (86)

FQ ]QQQ

QQQQ QQQQ QQQQ

FB FG FG

3.9 -0.7 10.4 9.0 5.2 7.2 2.8 12.9 10.9 4.9

8 9 13 21 37 0.6 11.2 (87) 1 1 1 2 22 1.6 10.57 (87)

FB ]QQQQQ

Fidelity Overseas FOSFX

QQQQ

Fidelity Spartan International Idx Inv FSIIX

FB

0.2 -7.6 8.5 7.1 4.0 36 52 28 30 42 2.7 11.58 (94)

FB ]QQQQ

First Eagle Overseas A SGOVX

1.9 -4.3 6.4 7.1 7.1 12 17 65 30 4 1.0 7.48 (81) 2.2 0.7 11.9 — — 10 3 3 — — 2.0 7.42 (56) -1.2 -9.1 6.0 6.9 6.3 63 72 73 35 8 2.2 11.89 (92)

Low Low

QQQQQ

FMI International FMIJX

— FB

QQQ

Harbor International Institutional HAINX Harding Loevner International Eq Inv HLMNX

FB

+Avg +Avg

FG [QQ

-4.8 -10.8 5.1 6.3

5.5

96 95 83 70 27

0.7 11.75 (91)

QQ

IVA International A IVIOX

FQ

1.4 -2.5 7.3 7.6 — 69 34 83 80 — 2.8 5.8 (85)

Low

QQQQQ

-1.0 -1.0 15.1 13.2

JOHCM International Select II JOHAX Litman Gregory Masters Intl Instl MSILX Longleaf Partners International LLINX MainStay ICAP International I ICEUX

— FG — FB

— 67 12 1 1 — 0.6 12.38 (65)

High +Avg High

QQQQ

-1.9 -6.1 9.4 6.9 5.3 71 35 17 37 17 1.2 11.92 (89)

QQ

3.5

FB

-5.7 -18.1 5.3

2.1 93 96 85 92 88 3.9 13.32 (76)

FB [QQQ

-2.2 -8.5 7.0 6.4 4.2 74 66 54 51 36 3.4 11.41 (86) -6.1 -16.6 2.8 3.5 3.9 94 96 94 93 43 1.3 11.91 (88)

Avg

QQ

Manning & Napier World Opportunities A EXWAX

FB

+Avg

WWW

Neuberger Berman International Eq Inv NIQVX

FB FB FQ

-1.1 -3.7

7.1 7.4 3.6

61 13

54 25 53

0.7 — (—)

QQQQQ

Oakmark International I OAKIX

-2.3 -6.6 11.9 9.3 7.0 75 40 3 6 5 2.1 12.77 (80) 4.3 -6.1 11.1 8.1 6.0 40 60 57 73 26 1.6 11.52 (82) 0.5 -5.8 8.6 9.3 6.7 36 53 34 16 2 0.8 11.5 (85) 4.5 -0.4 12.5 11.2 8.3 58 32 42 39 13 0.8 9.35 (85) 0.4 -8.6 8.5 7.2 4.1 37 44 25 21 13 3.2 11.04 (94) -0.3 -5.7 7.3 6.9 4.7 51 51 63 55 54 1.2 11.18 (93) 0.0 -6.2 8.3 8.0 — 40 35 30 13 — 2.9 10.55 (95)

High +Avg +Avg

QQQ

Oakmark International Small Cap I OAKEX Oppenheimer International Growth A OIGAX T. Rowe Price International Discovery PRIDX T. Rowe Price International Gr & Inc TRIGX T. Rowe Price International Stock PRITX T. Rowe Price Overseas Stock TROSX Thornburg International Value A TGVAX Tweedy, Browne Global Value TBGVX Vanguard Developed Markets Idx Admiral VTMGX Vanguard FTSE All-Wld ex-US Idx Admiral VFWAX Vanguard FTSE All-Wld ex-US SmCp Idx Inv VFSVX Vanguard International Explorer Inv VINEX Vanguard International Growth Inv VWIGX Vanguard International Value Inv VTRIX Vanguard Total Intl Stock Index Admiral VTIAX USAA International USIFX

FG [QQQ FR [QQQQ

Low

QQQQ

FV FG FB FG FV FG FB FB FQ FQ FG FV FB FG

-Avg Avg -Avg Avg Low +Avg +Avg High Avg Avg -Avg -Avg -Avg Avg +Avg Avg +Avg -Avg

QQQ

QQQQ

QQQ

7.3 4.2

8.1 6.6 5.9

2 2 46 60 14 0.9 11.24 (81)

QQQQQ

-1.1 -4.1 8.4 8.9 6.0 59 5 29 8 1 1.2 7.41 (75)

QQQQ

0.7 -4.8 8.1 8.0 5.7 31 42 47 34 23 1.7 11.28 (89) 0.1 -8.0 8.4 7.0 4.0 38 59 29 32 39 3.1 11.6 (95)

QQQ

QQ

-3.2 -11.7 5.6

5.1

— 84 84 81

79 — 3.1 11.57 (98)

Q

-1.2 -12.0 6.8 5.8 — 78 84 88 91 — 2.6 11.8 (88) 6.4 -1.9 13.8 9.5 6.2 25 25 22 58 22 1.7 10.11 (85) -3.3 -10.5 7.6 7.0 5.3 89 92 60 50 35 2.4 12.44 (94) -2.8 -11.7 7.5 5.9 4.1 74 74 47 54 13 2.9 12.21 (96)

QQQ QQQ QQQ

QQ

-3.0 -11.8 5.8

5.0 3.9

82 85 77

80 43

3.0 11.49 (98)

QQQ

Virtus Foreign Opportunities A JVIAX

-1.4 -6.6 4.4 7.5 5.6 73 63 91 41 26 0.9 10.92 (78)

World Stock

— -2.2 -4.9 10.3 10.2 5.5 — — — — — — 10.31 (73) —

Œ QQQ Œ QQQQ ´ QQQQ „ QQQQQ

American Funds Capital World Gr&Inc A CWGIX American Funds New Perspective A ANWPX American Funds SMALLCAP World A SMCWX

-2.4 -4.7 10.7 10.0 6.6 51 54 44 56 26 2.4 9.42 (87) 1.6 0.9 12.3 12.2 7.8 13 10 23 20 7 0.6 9.71 (80)

4.2

2.6 13.7 12.0 8.0

4 4 12 23 5 0.0 10.64 (57) — 5 21 28 3 — 0.3 11.53 (67)

3.7 -1.3 11.9 15.5

Artisan Global Opportunities Inv ARTRX

MSCI World Index MSCI EAFE Index

-2.4 -4.1 10.9 11.1 5.4 0.2 -7.7 8.3 7.0 3.7

Legend

Categories FA Foreign–Small/Mid Value FB Foreign–Large Blend FG Foreign–Large Growth FQ Foreign Small/Mid Blend FR Foreign–Small/Mid Growth

FV Foreign–Large Value SC Communications SF Financial SH Health SN Natural Resources

SP Equity Precious Metals SR Real Estate SU Utilities ST Technology

Red  Lowest return in group Green  Highest return in group Italic  Extended performance

E  New this month ][  Increase/decrease in rating NR  No Morningstar Rating; fund less than three years old.