(PUB) Investing 2015

38

Historical Performance

Historical Risk

Morningstar Rating vs.Category 5  Best

Total Return % 09-30-15

Total Return % Category Rank

12- Mo Yld %

Stand- ard Devia- tion (R²)

Risk Relative to Category

Morningstar Analyst Rating

1  Best, 100  Worst

A N N U A L I Z E D

Morningstar 500 International Equity

YTD 1 Yr

3 Yr

5 Yr

10 Yr YTD 1 Yr 3 Yr 5 Yr 10 Yr

Foreign Stock

— -2.4 -5.7 6.3 4.9 3.9 — — — — — — 11.29 (84) —

QQQQ

American Beacon Intl Equity Inv AAIPX American Funds Europacific Growth A AEPGX American Funds Intl Gr and Inc A IGAAX

— FV

-4.5 -9.4 5.5 4.4 3.2 39 45 32 16 12 2.6 11.87 (92) -3.6 -5.2 6.0 4.2 5.0 56 51 40 50 22 1.4 10.34 (91) -8.4 -12.0 3.9 4.0 — 87 86 64 35 — 3.2 10.96 (94) -10.0 -9.5 5.6 6.7 4.9 98 92 49 12 27 0.8 11.72 (81) 4.1 2.0 8.8 7.6 7.7 33 29 45 45 14 0.0 13.01 (60) -5.8 -10.5 5.2 5.3 3.8 67 78 41 10 28 2.4 11.24 (87) -6.2 -13.9 -0.6 3.4 5.5 91 95 96 96 54 0.8 10.26 (61) -5.4 -7.8 4.9 4.7 6.7 82 85 82 84 22 1.6 10.22 (89) 0.6 -3.6 8.6 6.3 5.3 43 54 44 63 31 2.4 11.52 (84) -12.1 -16.2 6.6 4.1 4.2 95 95 18 34 20 2.6 13.0 (91) -1.7 -2.7 7.8 5.8 3.8 22 23 14 21 58 1.1 11.32 (86) -4.6 -4.7 9.9 9.4 8.0 50 20 3 2 1 1.6 9.93 (79)

Avg Low -Avg +Avg +Avg Low Avg -Avg Avg +Avg Avg Avg -Avg +Avg High High +Avg High +Avg +Avg High High Avg Low -Avg Avg -Avg Avg Low Avg +Avg -Avg High +Avg Avg -Avg -Avg -Avg +Avg +Avg Avg +Avg Low Low +Avg +Avg Low

Œ Œ „ Œ Œ Œ ´ „ „ ´ ´ ´ „ ´ Œ „ „ Œ ˇ ´ ´ ´ ´ „ ´ ˇ ˇ ´ ´ „ ´ Œ Œ „ ˇ „ ´ Œ „ Œ

QQ

FG FB FG FR

QQQ QQQ QQQ

Artisan International Investor ARTIX

Artisan International Small Cap Investor ARTJX

QQQQQ

Artisan International Value Investor ARTKX Causeway International Value Inv CIVVX Columbia Acorn International Select A LAFAX Columbia Acorn International Z ACINX DFA International Small Company I DFISX Dodge & Cox International Stock DODFX Fidelity Diversified International FDIVX Fidelity International Discovery FIGRX

FB

FB [QQQ

QQ

FR FR FQ

QQQ QQQ

FB [QQQ FG [QQQ

QQQQ

FG FB

0.1 -1.2 7.8 5.8 4.4

8 12 15 23 42 0.7 11.39 (87) 1 1 2 3 23 1.7 10.91 (88)

QQQQQ

2.1

Fidelity Overseas FOSFX

2.8

10.3 7.6 4.0

FB [QQQ

Fidelity Spartan International Idx Inv FSIIX

-4.5 -8.3 5.7 4.1 3.1 47 55 29 34 41 2.8 11.91 (95)

QQQQ

First Eagle Overseas A SGOVX

FB

-2.2 -4.8 3.9 4.8 6.2 16 21 64 16 3 1.1 7.76 (81) -0.7 -0.2 10.5 — — 7 3 1 — — 2.1 7.74 (60) -6.5 -10.3 3.1 3.5 5.2 74 77 79 51 9 2.3 12.28 (92) -8.0 -9.3 3.0 3.4 4.7 96 91 85 69 32 0.7 11.87 (91) -0.2 -2.4 6.0 6.0 — 51 49 78 67 — 2.8 5.88 (86)

QQQQQ

FMI International FMIJX

— FB

QQQ

Harbor International Institutional HAINX Harding Loevner International Eq Inv HLMNX

FB

FG ]QQQ FQ ]QQQ

IVA International A IVIOX

QQQQQ

-6.3 -5.8 11.7

JOHCM International Select II JOHAX Litman Gregory Masters Intl Instl MSILX Longleaf Partners International LLINX MainStay ICAP International I ICEUX

— FG — FB

8.8 — 85 62 1 1 — 0.6 12.87 (67)

QQQQ

-6.2 -6.2 6.4 3.8 4.4 71 33 20 42 18 1.3 12.14 (89)

FB [Q

-11.3 -17.1

0.1 1.0

1.6

95 95 92 94 89 4.1 13.6 (77)

QQQ

FB FB

-8.3 -13.5 4.0 3.2 3.0 86 92 63 58 44 3.6 12.02 (86) -10.5 -14.9 0.5 0.3 3.2 94 94 94 93 36 1.4 12.19 (89)

QQ

Manning & Napier World Opportunities A EXWAX

FB ]WWWW

Neuberger Berman International Eq Inv NIQVX

-3.2 -2.5

5.2 4.9 3.0

27 8

40 15 45

0.8 — (—)

QQQQQ

Oakmark International I OAKIX

FB FQ

-8.6 -9.0 8.4 6.0 5.9 89 65 5 6 5 2.3 13.4 (82) -1.1 -3.7 8.2 5.1 5.3 67 55 57 81 26 1.6 11.98 (83) -2.0 -3.1 6.6 6.5 6.0 27 26 28 15 2 0.9 11.56 (84) 2.5 1.8 10.2 8.4 7.5 47 30 40 30 15 0.8 9.26 (85) -5.2 -9.6 5.5 4.0 3.1 49 47 31 26 15 3.4 11.53 (94) -4.7 -6.0 4.5 3.8 3.8 72 67 67 62 58 1.2 11.41 (93) -4.6 -7.5 5.6 4.9 — 49 43 31 15 — 3.0 10.89 (95)

QQQ

Oakmark International Small Cap I OAKEX Oppenheimer International Growth A OIGAX T. Rowe Price International Discovery PRIDX T. Rowe Price International Gr & Inc TRIGX T. Rowe Price International Stock PRITX T. Rowe Price Overseas Stock TROSX Thornburg International Value A TGVAX Vanguard Developed Markets Idx Admiral VTMGX Vanguard FTSE All-Wld ex-US Idx Admiral VFWAX Vanguard FTSE All-Wld ex-US SmCp Idx Inv VFSVX Vanguard International Explorer Inv VINEX Vanguard International Growth Inv VWIGX Vanguard International Value Inv VTRIX Vanguard Total Intl Stock Index Admiral VTIAX Tweedy, Browne Global Value TBGVX USAA International USIFX

FG ]QQQQ

QQQQ QQQQ

FR

FV FG FB FG FV FG FB FQ FQ FG FV FB FG

QQQ

QQQQ

QQQ

3.1 1.3 5.6 3.8 5.0

3 6 50 61 20 0.8 11.47 (82)

QQQQQ

-3.9 -5.8 7.0 7.2 5.4 33 16 12 1 1 1.3 7.68 (78) -2.8 -5.8 5.7 5.2 5.0 45 62 47 35 24 1.8 11.45 (89) -4.0 -7.9 6.0 4.1 3.2 36 49 26 33 39 3.1 11.86 (96)

QQQQ

FB ]QQQQ

QQ

-7.1 -10.9 3.0

2.2

— 80 81 83

81 — 3.1 11.71 (98)

Q

-3.9 -8.6 4.2 2.9 — 76 80 88 91 — 2.7 11.67 (87)

QQQ QQQ QQQ

3.1 -0.5 11.2 6.5 5.5 24 29 16 53 22 1.8 10.28 (85) -7.2 -9.9 4.8 3.6 4.4 92 94 63 65 39 2.5 12.58 (94) -8.7 -13.9 4.1 2.6 3.1 83 83 57 60 15 3.0 12.68 (96)

QQ

-6.8 -10.7 3.1

2.1 3.0

77 80 80

81 44

3.0 11.62 (98)

QQQ

Virtus Foreign Opportunities A JVIAX

-1.7 -2.4 3.1 5.5 5.2 23 19 83 27 14 0.9 10.78 (74)

World Stock

— -5.5 -5.0 7.9 7.4 4.9 — — — — — — 10.56 (74) —

Œ QQQ Œ QQQQ ´ [QQQ „ QQQQQ

American Funds Capital World Gr&Inc A CWGIX American Funds New Perspective A ANWPX American Funds SMALLCAP World A SMCWX

-6.0 -6.0 8.3 7.2 5.9 56 65 44 59 26 2.5 9.71 (88) -1.4 0.3 10.4 9.4 7.3 11 12 17 17 5 0.6 9.93 (81)

-0.6 2.3 10.5 8.5 7.2

7 4 16 32 8 0.0 10.99 (58) — 4 15 24 3 — 0.3 11.71 (68)

0.5 -0.5 9.7 11.8

Artisan Global Opportunities Inv ARTRX

MSCI World Index MSCI EAFE Index

-6.0 -5.1 8.6 8.3 4.7 -4.2 -8.2 5.8 4.0 2.9

Legend

Categories FA Foreign–Small/Mid Value FB Foreign–Large Blend FG Foreign–Large Growth FQ Foreign Small/Mid Blend FR Foreign–Small/Mid Growth

FV Foreign–Large Value SC Communications SF Financial SH Health SN Natural Resources

SP Equity Precious Metals SR Real Estate SU Utilities ST Technology

Red  Lowest return in group Green  Highest return in group Italic  Extended performance

E  New this month ][  Increase/decrease in rating NR  No Morningstar Rating; fund less than three years old.