(PUB) Investing 2016

19

June 2016

Morningstar FundInvestor

Tracking Gold-Rated Funds

% Gold in Top Quartile

% Gold in Top Quartile

% Gold in Top Quartile

Trailing 10 Years Batting Average

Trailing 5 Years Batting Average

Trailing 3 Years Batting Average

Asset Group

U.S. Stock

80.59

45.17

84.00

46.60

79.69

41.84

Taxable Bond

76.31

42.50

67.02

36.24

42.97

19.01

International Stock

67.02

44.61

63.18

41.80

54.61

43.56

Municipal Bond

61.89

37.50

39.07

16.13

51.69

27.66

Balanced

88.18

48.60

85.61

48.86

80.07

52.17

Data through May 31, 2016. Batting Average and % picks in top quartiles are for Gold/Picks funds only. The results are compared with category average.

Allocation With an Emphasis on Stocks

American Funds Income Fund of America AMECX

Fidelity Four-in-One Index FFNOX

24000

20000

Fund Return %

Category Return %

Fund Return %

Category Return %

51.28

53.75

46.64

44.41

18000

15000

18,000

15,000

QQQQ

QQQQ

12000

10000

12,000

10,000

∞ Positive ∞ Positive ∞ Positive ∞ Positive ∞ Positive

∞ Positive ∞ Positive ∞ Positive ∞ Positive ∞ Positive

Process

Process

Performance

Performance

6000

5000

6,000

5,000

People Parent

People Parent

0

0

2012 2013 2014 2015

2012 2013

2014

2013

2016

Price

Price

Franklin Mutual Shares

T. Rowe Price Personal Strat Gr TRSGX

20000

22000

Fund Return %

Category Return %

Fund Return %

Category Return %

57.73

53.75

58.42

53.75

15000

16500

18,000

15,000

QQQQ

QQQ

´

10000

11000

12,000

10,000

∞ Positive ∞ Positive ∞ Positive ∞ Positive ∞ Positive

Process

∞ Positive ¶ Neutral ∞ Positive ∞ Positive ¶ Neutral

Process

Performance

Performance

5000

5500

6,000

5,000

People Parent

People Parent

0

0

Price

Price

2012 2013 2014 2015

2012 2013 2014 2015 2016

Return data through May 31, 2016.

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