(PUB) Investing 2016

44

Historical Performance

Historical Risk

Morningstar Rating vs.Category 5  Best

Total Return % 01-31-16

Total Return % Category Rank

30- Day Yld %

Stand- ard Devia- tion (R²)

Risk Relative to Category

1  Best, 100  Worst

Morningstar Analyst Rating

A N N U A L I Z E D

YTD 1 Yr

3 Yr

5 Yr

10 Yr YTD 1 Yr 3 Yr 5 Yr 10 Yr

High-Yield Bond (cont’d) Fidelity High Income SPHIX Morningstar 500 Bond Funds

— -1.6 -5.8 0.3 3.3 5.3 — — — — — — 5.23 (10) —

Œ QQQ ´ [QQ ˇ QQQQ ´ QQQQ ´ QQQQ Œ QQQQ „ QQQQ

-1.5 -7.1 -0.1

3.2 5.8 52 74 67 61 29 7.9 5.5 (10)

Avg Avg -Avg -Avg Avg Avg -Avg

Hotchkis & Wiley High Yield A HWHAX

-2.3 -7.1 0.1 3.6 — 86 73 62 45 — — 5.12 (4)

Janus High-Yield T JAHYX

-1.3 -3.5 1.3 4.0 6.2 43 22 26 31 18 5.6 4.88 (13)

-0.6 -2.9

3.1

Metropolitan West High Yield Bond M MWHYX

0.9

6.2 10 14 39 65 16 — 4.56 (14) 22 28 26 30 40 — 5.11 (15) 5.6

PIMCO High Yield D PHYDX T. Rowe Price High Yield PRHYX

-0.9 -4.0 1.4 4.1

-1.5 -5.0 1.4 4.3 6.2 51 41 25 21 17 7.3 5.32 (9)

5.1

Vanguard High-Yield Corporate Inv VWEHX

-1.0 -3.0 2.0

5.8 25 15 14 5 30 6.5 4.82 (18)

Specialty Bond

— -1.6 -4.7 -0.3 2.2 4.0 — — — — — — 5.22 (31) —

ˇ ˇ

QQQ

American Funds Capital World Bond A CWBFX Calamos Convertible A CCVIX Dodge & Cox Global Bond DODLX Eaton Vance Floating Rate A EVBLX Fidelity Floating Rate High Income FFRHX

IB

0.6 -4.4 -1.4 1.1 3.6 23 54 45 45 53 — 4.32 (50) -6.9 -9.2 3.1 2.4 3.8 72 59 64 85 68 — 8.89 (81) -1.6 -7.7 -1.4 — — 100 87 — — — — 4.7 (18) -0.8 -2.9 0.4 2.1 3.0 52 62 65 61 38 4.0 2.1 (2) -1.0 -2.3 0.4 1.8 3.4 65 53 63 75 17 5.3 2.35 (2) -1.3 -0.6 -1.0 4.8 6.6 81 13 16 5 12 6.5 7.65 (16) -1.0 -3.3 0.5 3.1 5.5 67 51 54 55 21 4.2 4.16 (31) -0.1 -0.3 0.6 1.2 2.7 18 22 24 56 62 — 0.74 (45) 0.1 -0.7 — — — 11 28 — — — 1.9 — (—) -2.6 -8.5 -0.6 3.2 5.3 92 92 85 48 23 4.4 5.56 (9)

Avg Avg

QQ

CV

— IB NR

´ ´ „ „ ´ ´ ´ ´ ´ „ ˇ ˇ ´ Œ Œ Œ Œ Œ „ „ Œ Œ Œ Œ ´ „ „ „ „ „ Œ ´ ´

QQQ

BL BL

-Avg Avg Avg Avg Low

QQQQ QQQQ QQQQ

Fidelity New Markets Income FNMIX Fidelity Strategic Income FSICX

EB

MU

QQQ

FPA New Income FPNIX

NT

Janus Global Unconstrained Bond D JUCDX

— NT NR

MU [QQQ

Loomis Sayles Bond Retail LSBRX

High

QQQ

Loomis Sayles Global Bond Retail LSGLX PIMCO Emerging Local Bond Instl PELBX PIMCO Foreign Bond (Unhedged) D PFBDX PIMCO Foreign Bond (USD-Hedged) D PFODX

IB

0.0 -5.3 -2.6 0.5 3.5 63 72 63 60 56 1.9 4.14 (40)

Avg

QQ

-0.2 -17.0 -11.5 -3.9

EB

— 20 92 89 85 — — 10.98 (19)

High +Avg -Avg

QQQ

IB IB

-0.3 -6.7 -3.9 0.0 4.1 72 84 83 71 38 — 5.84 (16)

QQQQQ QQQQQ

4.0 4.0

1.0 -0.9

5.8 5.8

7 14 2 2 6 — 3.43 (61) — 12 2 3 3 — — 3.51 (30)

2.5

7.8

PIMCO Income D PONDX

MU

0.3

Avg

QQQ

PIMCO Unconstrained Bond D PUBDX T. Rowe Price International Bond RPIBX T. Rowe Price Spectrum Income RPSIX

NT

-1.5 -4.0 -1.6 0.7 — 69 76 83 70 — — 2.66 (9)

Avg

QQ

2.5

IB

0.4 -4.3 -4.0 -1.0

47 53 84 88 83 1.1 5.72 (16)

+Avg

QQQ

MU

-0.4 -2.8 1.3 3.5 5.0 34 46 28 37 40 3.5 3.87 (29)

Avg

QQQQ QQQQ

6.8

Templeton Global Bond A TPINX

IB

-0.8 -4.5 -0.6 2.3

81 56 33 30 1 — 5.78 (6) 9 24 61 46 10 2.0 7.32 (78)

+Avg -Avg

Vanguard Convertible Securities Inv VCVSX

CV

-4.6 -5.6 3.3 3.7 5.6

1.6 0.8 — — — 1 1 — — — 0.9 — (—)

Vanguard Total Intl Bd Idx Investor VTIBX

— IB NR

Municipal Bond National

— 0.8 1.9 2.5 5.1 3.6 — — — — — — 3.52 (85) —

QQQQ

American Funds Tax-Exempt Bond A AFTEX Baird Quality Intermediate Muni Bd Inst BMBIX Fidelity Intermediate Municipal Income FLTMX Fidelity Limited Term Municipal Income FSTFX

MI

1.0 2.5 3.4 6.1 4.5 71 21 12 13 14 — 3.54 (98) 1.1 1.8 2.1 3.7 4.1 41 62 75 90 39 — 2.66 (90) 0.9 1.6 2.6 4.3 4.1 75 71 48 74 45 1.4 2.67 (98) 0.7 0.9 1.3 2.2 2.9 26 26 24 32 27 0.8 1.36 (80) 1.0 2.3 3.7 6.2 4.8 31 44 15 50 24 1.8 3.84 (99)

+Avg Low -Avg Avg Avg Avg Avg Avg -Avg Avg

QQQ QQQ

— MI

MI

QQQQ QQQQ QQQQ

MS ML ML ML HM

Fidelity Municipal Income FHIGX

1.2

Fidelity Tax-Free Bond FTABX

2.4 3.8 6.3 5.0

8 33 14 44 15 1.9 3.86 (99)

QQQ QQQ

Franklin Federal Tax-Free Income A FKTIX Franklin High Yield Tax-Free Inc A FRHIX T. Rowe Price Summit Municipal Intm PRSMX T. Rowe Price Tax-Free High Yield PRFHX T. Rowe Price Tax-Free Income Inv PRTAX T. Rowe Price Tax-Free Shrt-Interm PRFSX USAA Tax Exempt Intermediate-Term USATX Vanguard High-Yield Tax-Exempt VWAHX Vanguard Interm-Term Tx-Ex Inv VWITX Vanguard Long-Term Tax-Exempt VWLTX Vanguard Ltd-Term Tx-Ex VMLTX Vanguard Short-Term Tx-Ex VWSTX

1.0 1.4 3.1 6.3 4.7 48 86 50 46 33 — 4.13 (98) 1.1 2.2 3.2 6.9 4.9 16 81 73 66 19 — 5.17 (93) 1.2 2.5 3.1 4.9 4.4 28 22 19 47 18 1.2 2.99 (97)

QQQQ QQQQ QQQQ QQQQ

MI

4.4 8.1 5.1

HM

0.9 2.8

53 67 22 33 9 2.9 4.95 (93)

ML MS

1.0 2.2 3.4 6.1 4.7 54 44 33 52 29 1.7 3.91 (98) 0.8 1.0 1.3 2.2 3.0 17 22 25 31 25 0.6 1.53 (71) 1.0 2.4 3.1 5.6 4.5 66 29 20 22 11 1.6 2.8 (98) 1.1 3.2 4.2 6.9 5.0 44 7 5 3 1 2.5 4.14 (98) 1.2 2.6 3.1 5.1 4.4 23 19 22 36 21 1.5 3.06 (98)

Avg

+Avg -Avg High

QQQQQ QQQQQ

MI MI MI

QQQQ QQQQ QQQQ

Avg

3.3

ML MS MS

1.2

4.1 6.5 4.9 10 7 5 36 18 2.0 4.05 (99)

Avg Avg Low

0.7 1.1 1.4 2.0 2.7 30 18 23 38 32 0.8 1.25 (72)

QQ

0.3 0.5 0.6 0.9 1.9

82 48 65 81 77 0.5 0.4 (52)

BofAML US HY Master II TR BarCap Municipal TR USD

-1.6 -6.8 0.6 4.1 6.5 1.2 2.7 3.4 5.8 4.8

Legend

Categories

BL Bank Loan CI Intermediate-Term Bond CV Convertibles Bond EB Emerging Market Bond

HM High-Yield Muni IB World Bond MI Muni National, Intermediate ML Muni National, Long

MS Muni National, Short MU Multisector Bond NT Nontraditional Bond

Red  Lowest return in group Green  Highest return in group Italic  Extended performance

E  New this month ][  Increase/decrease in rating NR  No Morningstar Rating; fund less than three years old.

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